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Lending

Borrow with people who know your name.

Personal loans, auto financing, home equity — fixed rates, decisions locally.

Unsecured

Personal Loan

8.29% APR

$2,500–$50,000. Fixed rate. No fees. No prepayment penalty.

  • No origination fee
  • Funding in 1–3 days
  • 0.25% auto-pay discount
  • Fixed rates
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New car

New Auto Loan

5.79% APR

Model year 2024+. Up to 84-month terms.

  • 5.79% APR
  • Up to 84 months
  • GAP coverage available
  • Refi welcome
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Used car

Used Auto Loan

6.29% APR

Vehicles up to 10 years old. Pre-approved in minutes.

  • Pre-approval in minutes
  • Up to 75 months
  • GAP coverage
  • No inspection
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HELOC

Home Equity Line

7.65% intro rate

Tap your home equity for renovations or consolidation.

  • 10-year draw
  • No annual fee
  • Interest-only option
  • Convert to fixed
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Refinance

Student Loan Refi

5.29% APR

Consolidate federal and private student loans at a lower rate.

  • Variable & fixed
  • 5/10/15/20-year terms
  • Co-signer release 24mo
  • No application fee
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Build credit

Credit Builder Loan

9.99% APR

$500–$1,500 secured loan. Reports to all 3 bureaus.

  • Reports TU/EQ/EX
  • Funds at payoff
  • No credit score required
  • Counseling included
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